— SECURITY & SAFEGUARDING
Your funds.
Protected without
compromise.
First Class Currency partners exclusively with Tier 1 banking institutions. Every client balance is safeguarded in full compliance with regulatory requirements — protected even in the event of insolvency.
Your Global Currency Partner - Anytime, Anywhere
30+
1oo%
E2E
MFA
HOW WE PROTECT YOU
Three pillars of fund protection
01
Tier 1 Banking Only
02
Regulatory Compliance
03
Insolvency Protection
REGULATORY FRAMEWORK
What is a client safeguarded account?
Mandatory
Segregated.
Protected.
Immediate segregation upon receipt
Funds must be separated from all other money the institution holds the moment they are received — no co-mingling at any point.
End-of-day transfer obligation
If funds remain in their possession at close of business on the day following deposit, they must be moved to a dedicated safeguarding account.
Mandatory licencing requirement
A safeguarding account is a prerequisite for holding an EMI or PI licence. There is no licensed institution operating without one.
Prompt return when required
The framework exists to ensure your funds can be returned to you promptly and in full — regardless of what happens to any institution.
PLATFORM SECURITY
Enterprise-grade security
infrastructure
Transport-level encryption
All network traffic is encrypted in transit using industry-standard TLS. Every data exchange between your device and our servers is fully protected from interception.
Encryption at rest
Confidential information stored on our platform is encrypted at rest. Encryption keys are stored and managed according to best-practice security standards.
Role-based access control
Our platform uses a hierarchical, role-based security model. Access is strictly scoped and granted only where operationally required — nothing more.
2SA and multi-factor authentication
Sensitive systems require two-step authentication and MFA as standard. All access events are logged, audited, and monitored continuously for anomalies.
FROM DEPOSIT TO DISBURSEMENT
Protection across the full
funds lifecycle
Protection across the full funds lifecycle
01
FUNDS RECEIVED
02
HELD & PROTECTED
03
INSOLVENCY SAFE
04
PAYMENT MADE
Get a Free Quote or Speak to
Our Experts for Personalized Assistance
Get a Free Quote or Speak to Our Experts for Personalized Assistance
Take Control Of Your Foreign Exchange
Contact our support team — we’re here to help!
Have Questions About Fund Security?
Our team is available to provide additional information regarding safeguarding arrangements, security measures, and account protection policies.
With First Class Currency, Your Financial Journey Is in Safe Hands
